A court has directed police to register a case against an Indian Bank branch manager, a revenue department employee and two other individuals following allegations that agricultural land was mortgaged for a loan without the owners’ knowledge or consent.
Mortgage Entry Discovered in Land Records
According to the complaint, the dispute emerged when the landowners obtained a copy of their revenue records from a public service centre. The documents contained an entry showing that the land had been mortgaged in favour of Indian Bank’s Manas Nagar branch against a loan of ₹2.93 lakh.
FCRF’s Flagship Cyber Law Certification Returns With a New Four-Week Cohort
The mortgage was reportedly recorded on January 30, 2023. The complainant maintained that neither the landowners nor their family members had pledged the property or received the loan amount mentioned in the records.
Complainant Mohammad Ahmad told the court that the land belongs to recorded tenure holders Radhesaran and Madhav Prasad, residents of Raipur Kotsarai.
After discovering the entry, the landowners approached revenue authorities and bank officials seeking an explanation. The complaint alleged that no satisfactory response was provided and responsibility was shifted between the departments.
Written Complaints Failed to Bring Relief
The complainant said repeated representations were submitted to the authorities, including a formal complaint to the bank branch.
The bank reportedly expressed regret for the inconvenience caused in connection with the loan issue. However, the complainant alleged that it did not explain how the land came to be recorded as security or take effective steps to resolve the dispute.
The petition also claimed that another land record was mortgaged for a similar loan amount on the same date. The complainant argued that this raised questions about whether the disputed entry was an isolated administrative error or part of wider irregularities.
After receiving no relief from the banking, administrative and police authorities, the complainant approached the court and sought an investigation.
Police to Examine Loan and Revenue Documents
Following a preliminary examination of the allegations and documents, the court ordered police to register an FIR and conduct a detailed investigation.
A case has been registered against the bank official, the revenue employee and two other accused. Investigators are expected to examine loan applications, mortgage papers, land records and administrative files to determine how the entry was created.
Police will also scrutinise the procedures followed during the purported loan approval and land verification process, along with the roles of those named in the complaint.
Cybercrime expert and former IPS officer Prof. Triveni Singh said digital entries, document histories and transaction logs could help establish when disputed records were created or modified and identify those responsible.
The investigation is underway, with police analysing documentary and financial evidence to establish the sequence of events and determine whether any banking or revenue procedures were violated.
