An elderly couple in Chandigarh has been defrauded of more than ₹2.15 crore after cybercriminals impersonating Central Bureau of Investigation (CBI) officials subjected them to a 15-day “digital arrest” scam. The fraudsters allegedly kept the victims under constant psychological pressure, convincing them they were under investigation in a fake money laundering case.
Fake CBI Officers Create Fear Of Arrest
According to the complaint, the scam began when the couple received a phone call from an individual claiming to be a CBI officer. The caller accused them of being linked to serious financial crimes, including money laundering and drug-related offences, and warned them of imminent arrest.
To make the threat appear real, the impersonators used official-sounding language and maintained continuous communication. They allegedly convinced the couple that they were under legal surveillance and must cooperate fully to avoid immediate detention.
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‘Digital Arrest’ And Psychological Manipulation
Over the next 15 days, the fraudsters kept the couple under what is commonly referred to as a “digital arrest” — a tactic where victims are isolated through phone and video calls and instructed not to contact anyone outside.
During this period, the victims were reportedly pressured to follow instructions without question, creating a sense of fear and urgency. The scammers allegedly used intimidation tactics to prevent the couple from seeking help or verifying the claims with real authorities.
Systematic Transfer Of Savings And Assets
Under continuous pressure, the elderly couple began transferring their savings in multiple transactions. The fraudsters reportedly guided them step-by-step, convincing them that the transfers were necessary to “clear” their names from the fabricated case.
The victims first moved money from their bank accounts, followed by larger transactions including RTGS transfers. The fraud also extended to borrowing funds and liquidating assets, ultimately leading to losses exceeding ₹2.15 crore.
Investigators believe the fraudsters maintained full psychological control over the victims until the entire amount was siphoned off.
Complaint Filed, Cyber Police Launch Probe
The fraud came to light only after the communication from the impersonators stopped, following which the couple informed their family members. A complaint has been lodged at the cyber crime police station in Chandigarh.
Police have registered a case against unidentified persons and initiated an investigation. Authorities are currently tracking the financial trail and digital footprints linked to the fraud.
Officials have once again cautioned citizens that no law enforcement agency conducts arrests through phone or video calls or demands money to avoid legal action.
