A case of alleged financial and document fraud has surfaced from the Khilchipur area of Madhya Pradesh’s Rajgarh district, where a man is accused of declaring his own father dead in official records to transfer property and secure a bank loan of around ₹20 lakh.
The matter came to light after the victim, Dinesh Gupta, reportedly learned through an acquaintance that a loan had been sanctioned and that official records described him as deceased. He then approached the bank and local authorities for verification, leading to the discovery of alleged irregularities in property and identity documents.
FCRF’s Flagship Cyber Law Certification Returns With a New Four-Week Cohort
Disputed Death Records and Property Mutation Under Probe
During preliminary scrutiny, officials found that several documents submitted in the loan file reportedly referred to the father as “late” and included municipal-level certificates allegedly used to support property mutation. Gupta has denied the authenticity of the documents and called them fabricated.
According to allegations, the disputed property was initially recorded in the father’s name and was later transferred to the names of the mother and son through contested mutation entries. Authorities suspect forged applications, fabricated seals and manipulated revenue records may have been used in the process.
The municipal council concerned has dismissed the documents as fake, stating that no such certificates were issued from its office. Officials have indicated that steps are being taken to register an FIR and begin formal legal proceedings.
Bank Loan and Fake Cremation Receipt Examined
According to the complaint, a private bank sanctioned a loan of around ₹20 lakh in 2024 on the basis of the disputed property records. Initial instalments were reportedly paid, but repayments later stopped, causing the account to slip into default.
The victim has also alleged that during the same period, the accused son attempted to alter identity-related records and prepared a fake cremation certificate to establish his own death in official records, allegedly to evade financial liability.
Banking records under review reportedly show discrepancies in identity verification, property valuation documents and supporting paperwork submitted during the loan approval process. Officials are also examining whether due diligence norms were followed by the lending institution.
Police Examine Forgery and Wider Links
Police have begun investigating the complaint and are examining property records, bank files and administrative documents. Forensic verification of the alleged forged certificates and signatures is also underway.
Investigators are questioning individuals connected to the case and are exploring whether more people helped prepare or facilitate the forged documents. Officials said the systematic nature of the alleged irregularities has raised the possibility of a wider network.
The case has also caused personal distress to the complainant, who says being recorded as dead affected his legal identity and rights. Authorities said further action will depend on forensic findings and verification of banking, municipal and property records.
