A serious and well-planned cyber fraud has emerged from Delhi’s Dwarka area, where scammers used forged emails and fake judicial orders to target an international private bank, siphoning off ₹8 lakh. The accused impersonated police and judicial officials to mislead the banking system and successfully diverted funds into a separate account.
The incident reportedly took place between September and October 2025. According to the complaint, Deepika Bhaggi, Operations Head at DBS Bank India Limited’s Mahavir Nagar branch, filed an official report regarding the fraud. Investigations revealed that the bank had been receiving multiple suspicious emails over a period of time.
In these emails, the senders posed as senior officers of the Kerala and Delhi cyber crime police. The email IDs were carefully designed to resemble official government domains, which initially prevented the bank from suspecting any wrongdoing.
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Escalation with Forged Court Order
Taking advantage of this trust, the fraudsters first instructed the bank to place a “lien mark” on certain accounts, effectively freezing transactions. The bank complied with these instructions and temporarily restricted access to the identified accounts.
The scam escalated further on September 22, 2025, when the accused sent a more serious forged document, allegedly issued in the name of a Metropolitan Magistrate of Dwarka Court. The fake court order directed the bank to transfer ₹8 lakh from a customer’s account to a specified beneficiary account.
Believing the document to be genuine, the bank proceeded with the instructions and transferred ₹8 lakh on October 24, 2025, to an IDFC Bank account. The fraud came to light only after senior bank officials conducted a routine verification by contacting judicial authorities.
after senior bank officials conducted a routine verification by contacting judicial authorities.
Investigation and Broader Implications
During verification, it was discovered that no such court order had ever been issued and that none of the email IDs used were associated with any official government or judicial authority. The entire operation was found to be based on forged identities and digital manipulation.
Police officials have described the case as a highly organized cyber fraud, where criminals exploited the credibility of law enforcement and judicial institutions to deceive the bank. Initial findings also suggest that similar techniques may have been used in other cases, raising concerns about wider financial risks.
Cybersecurity experts note that such frauds are particularly difficult to detect because the perpetrators use professionally crafted fake domains, forged signatures, and realistic-looking legal documents. In many cases, bank employees act under procedural pressure and may not conduct deeper verification before complying with such orders.
Authorities are now tracing the transaction trail of the account where the ₹8 lakh was deposited. Technical teams are also analyzing email servers, IP addresses, and digital footprints to identify the culprits behind the operation.
The incident has once again highlighted vulnerabilities in the banking sector’s verification and cybersecurity framework. Experts stress the need for mandatory multi-level authentication systems for validating judicial or police instructions to prevent such frauds in the future.
The investigation is currently ongoing, with police intensifying efforts to identify and apprehend those involved in the scam.
