Cyber fraudsters are targeting government employees and pensioners with fake 8th Pay Commission salary calculator apps, using malicious APK files sent through WhatsApp to seize control of phones, steal OTPs and banking data, and carry out unauthorized financial transactions.

Fake 8th Pay Commission Apps Fuel New Cyber Fraud Threat

The420 Correspondent
4 Min Read

New Delhi: Amid growing expectations around the 8th Pay Commission, cyber fraudsters have started targeting central government employees and pensioners with a new scam. Fake “salary calculator” apps are being circulated to deceive users. Cyber security agencies have warned that scammers are sending links via messaging platforms like WhatsApp, urging people to download APK files.

Mobile takeover through APK files

Investigations reveal that these fake messages claim users can check their revised salary after the implementation of the 8th Pay Commission by downloading an app. However, once the APK file is installed, the user’s mobile device can be compromised.

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This app is not a genuine calculator but a form of malware that gives fraudsters complete access to the phone. Through this, they can access messages, banking details, OTPs, and other sensitive information.

Scam spreading via messaging platforms

According to cyber agencies, this fraud is rapidly spreading on WhatsApp. To gain users’ trust, messages are often written in official language and tone, making them appear authentic.

These messages usually include phrases like “download now” or “limited-time opportunity” to create urgency and push users into clicking the link without thinking.

Fraud begins once the system is breached

After installing the APK, scammers can remotely control the device. They can access banking apps, SMS, and emails to capture OTPs and carry out unauthorized transactions without the user’s knowledge.

Experts say that in such attacks, users often remain unaware of the activities happening on their devices.

Cybercrime expert and former IPS officer Prof. Triveni Singh stated, “Cyber criminals are increasingly using social engineering techniques to exploit people’s curiosity and needs. Targeting a sensitive topic like the 8th Pay Commission is a clear example of this.”

Do’s and Don’ts

Security agencies have advised users to follow essential precautions. Avoid downloading any unknown links or APK files. Official government apps are only available on authorized platforms like the Google Play Store or official websites.

Always verify the authenticity of any message before trusting it. Banks or government institutions never ask for OTPs, PINs, or passwords.

Avoid clicking on links from unknown numbers and report any suspicious activity immediately.

Vigilance is the key to safety

Experts believe that with increasing reliance on digital platforms, such cyber frauds are also rising rapidly. Fraudsters are using topics like government schemes, pay commissions, and banking updates as tools to trap users.

In such a situation, staying alert and relying only on official sources is crucial. A small mistake can put not only your personal data but also your hard-earned money at serious risk.

About the author — Suvedita Nath is a science student with a growing interest in cybercrime and digital safety. She writes on online activity, cyber threats, and technology-driven risks. Her work focuses on clarity, accuracy, and public awareness.

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