Moradabad. Cyber fraudsters allegedly siphoned ₹6,15,300 from the bank account of a Moradabad resident and transferred the money to 108 bank accounts operating across five different states. The cyber police investigation has revealed that instead of sending the entire amount to a single account, the fraudsters split the money into numerous small transactions, making it more difficult to trace the funds and prevent further withdrawals. Police are now collecting details of all the accounts and their holders.
No message received, no OTP shared
Rashid Ali, a resident of Faridpur Hamir in the Mainather police station area, filed a complaint at the cyber police station on September 1, 2026, following which an FIR was registered. He said he maintained accounts at the Uttar Pradesh Gramin Bank branch in Husainpur Chiprawali and the SBI Kohinoor branch.
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On August 25, when he went to the bank to withdraw cash, bank officials informed him that ₹6,15,300 had been transferred from his accounts to different bank accounts between August 6 and August 24.
According to Rashid Ali, he had received no message on his mobile phone regarding the transactions and had not shared any OTP with anyone. Despite this, the money was continuously transferred from his account. Following his complaint, the cyber police began examining the transactions in his accounts and the accounts that received the money.
Money distributed across 108 accounts
The police investigation confirmed that the entire ₹6.15 lakh was transferred to a total of 108 bank accounts. These accounts are operating in Uttar Pradesh, Bihar, Jharkhand, Rajasthan and Delhi. The investigation also found that the fraudsters did not transfer large amounts to any single account. Instead, they sent small sums such as ₹10,000, ₹5,000 and around ₹2,000 to different accounts.
Police suspect that the method may have been used to divide the money across several layers and make the transaction trail harder to follow. Investigators are examining each account to determine whether the accounts belong to genuine account holders or were being used as part of a cyber fraud network.
The cyber police are seeking KYC details and transaction records from the concerned banks. The SP Crime said all the accounts were being examined in detail and investigators were also tracing the subsequent movement of the money.
Retired LIC officer and wife allegedly digitally arrested, ₹27 lakh siphoned off
Moradabad. In another case, a 73-year-old retired LIC officer and his wife, residents of Ram Ganga Vihar in the Civil Lines area, were allegedly kept under “digital arrest” for four days and cheated of ₹27 lakh. The cyber fraudsters allegedly posed as officials of the Mumbai Crime Branch and told the couple that a bank account had been opened in the officer’s name using his Aadhaar number and that ₹2 crore had been transacted with Pakistan through the account.
The couple was subsequently allegedly subjected to continuous monitoring through video calls, following which the fraudsters obtained transfers amounting to ₹27 lakh.
The retired officer filed a report at the cyber police station on September 2. According to his complaint, he received a call on August 30 from a person claiming to be an ACP of the Mumbai Crime Branch. The caller allegedly told him that a bank account had been opened in Mumbai using his Aadhaar number.
The caller further allegedly claimed that the account had been used for transactions worth ₹2 crore with Pakistan and threatened the officer with arrest. The fraudsters then initiated video calls and allegedly kept the couple in a digital-arrest-like situation from August 30 until the morning of September 2. During this period, they allegedly issued instructions to the couple and got ₹27 lakh transferred to different bank accounts.
Money moved through Lucknow and Varanasi before reaching Jaisalmer
The cyber police investigation found that the money was initially transferred to certain bank accounts in Lucknow and Varanasi. It was subsequently routed through multiple accounts before being withdrawn from ATMs in Jaisalmer, Rajasthan.
After conducting inquiries in Varanasi and Lucknow, the police team has now moved towards Jaisalmer to investigate the people involved in the ATM withdrawals and trace the accounts through which the money was routed.
Police said the ATM withdrawals had been confirmed. Investigators are now examining CCTV footage, bank records and the transaction trail to identify the alleged fraud network and establish how the money moved after being transferred from the victims’ accounts. Further investigation is underway.
About the author — Suvedita Nath is a science student with a growing interest in cybercrime and digital safety. She writes on online activity, cyber threats, and technology-driven risks. Her work focuses on clarity, accuracy, and public awareness.
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