Chhattisgarh Police arrest two men over mule accounts linked to Rs 3.37 crore cyber fraud across 11 states, raising concerns over bank account verification.

Fake KYC Call and Pension Card Advertisement Cost Mangaluru Residents ₹3.45 Lakh

Team The 420
3 Min Read


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Two Mangaluru residents allegedly lost a combined ₹3.45 lakh in separate cyber frauds involving fake KYC and pension offers.

How Was the Ship Engineer Cheated?

A 47-year-old ship engineer allegedly lost ₹1,36,896 after unidentified fraudsters impersonated bank representatives and persuaded him to share sensitive credit card information. According to a complaint filed with the CEN Crime Police Station, the victim received a telephone call on November 11 from a person claiming to represent a bank.

The caller informed him that his credit card had been approved and requested his card details. After obtaining the information, the fraudster claimed that a video call was necessary to complete a Know Your Customer (KYC) update. The victim clicked a link sent by the caller, initiating a video call that disconnected shortly afterwards.

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How Was Money Withdrawn From His Account?

The complainant subsequently discovered that ₹1,36,896 had been withdrawn through multiple unauthorised transactions using his credit card, which was linked to an account at another bank.

He suspects that the fraudsters obtained his card details and induced him to click a malicious link, resulting in an APK file being downloaded onto his mobile phone. The transactions were carried out without his knowledge or consent. The complaint describes how the fraudsters allegedly combined bank impersonation with a fraudulent KYC verification process to gain access to his financial information.

How Did the Fake Pension Card Fraud Occur?

In a separate incident, a 77-year-old retired bank employee allegedly lost ₹2,09,000 after responding to a fraudulent Facebook advertisement offering a ‘Retired Pension Card’ on November 11.

The complainant clicked the advertisement and entered personal information, including his name, address and PAN card number. He subsequently received a call from an unidentified person who claimed that additional banking information was required to process his online pension card application. Believing the caller, the retired employee provided the requested account details.

What Happened After the Banking Details Were Shared?

According to the second complaint, an APK file named ‘Pension Card’ was subsequently downloaded onto the victim’s mobile phone without his knowledge. Shortly afterwards, he discovered that ₹2,09,000 had been debited from his bank account through multiple unauthorised transactions.

A case has been registered at the CEN Crime Police Station. Both incidents involved fraudsters allegedly using deceptive communications to obtain personal or banking information before unauthorised withdrawals occurred. The cases highlight the risks associated with unsolicited KYC requests, unfamiliar online advertisements and links that may trigger suspicious application downloads.