Faridabad Police are investigating a scheme where five accused persons reportedly obtained multiple credit cards using forged documents and defrauded American Express of about ₹50.94 lakh between April 2023 and January 2024. The fraud came to light after irregularities in card issuance and transactions were flagged by the bank.
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How They Did It
The accused submitted doctored identity documents to American Express, claiming residence at the same flat address: “Flat No. 1204, Tower 5, Sector 88, Khedi Kalan, Faridabad.” However, the official correspondence address turned out to be of a local company, Messers Escorts Kubota, Sector 15A, which was found vacated during verification. Investigators say all email IDs tied to the applications were invalid or fake.
Using those credit cards, the fraudsters made purchases in jewellery and other high-value goods. The fraud was distributed across at least 10 cards. Transactions occurred from December 2023 through January 2024. When the bank detected discrepancies, it raised alarms and approached police.
Investigation, Action & Suspects
American Express filed a formal complaint, prompting investigations by the Cybercrime Cell Central, Faridabad. Police have named Manjit Singh, Ashok Kumar, Pradeep Sharma, Saurav Gupta, and Ravinder Kumar as accused. Searches of their premises yielded evidence of forged documents and transaction histories. The case is ongoing, as police trace further links and additional suspects.
Authorities warn that credit card fraud using forged paperwork and shell addresses is a growing threat. They urge card issuers to tighten KYC verification and cross-check address data thoroughly before issuing cards. Vigilance is essential for both banks and customers to prevent such sophisticated scams.
