Police have registered a case against four people, including a Punjab National Bank (PNB) branch manager and a field officer, for allegedly obtaining a ₹10 lakh home loan in a villager’s name using forged documents without his knowledge.
How Did the Fraud Come to Light?
The alleged fraud surfaced when Harvendra Singh, a resident of Sultanpur Maulvi village in Amroha district, Uttar Pradesh, received a notice from PNB concerning the loan.
Singh maintained that he had neither applied for nor authorised any home loan.
Who Are the Accused?
According to the complaint, Pradeep Kumar and Arun Agarwal, both residents of Khaikheda, initially offered to help Singh obtain a loan from PNB.
Singh refused their offer. However, the two allegedly persuaded him to sign documents at his residence, claiming that no loan had been processed.
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How Was the Loan Allegedly Obtained?
The complainant alleged that Pradeep Kumar and Arun Agarwal colluded with Midi Parashar, manager of PNB’s Chopla branch, and Rajkumari, a field officer.
They allegedly prepared a fake income tax return and secured a ₹10 lakh home loan in Singh’s name without his knowledge.
What Happened After the Bank Notice?
After receiving the notice, Singh confronted the accused about the loan. He alleged that they threatened him and demanded that he deposit the outstanding amount.
Singh also submitted a written complaint to the branch manager but claimed that no action was taken.
What Action Have Police Taken?
Following Singh’s complaint, police registered a case against all four accused, including the bank officials.
Circle Officer Anjali Kataria confirmed that the case had been registered and was under investigation.
The case highlights the risks of financial documents allegedly being misused to obtain loans without an individual’s consent. Unexpected bank notices should be verified directly with the lender, and suspected unauthorised borrowing should be reported promptly. The allegations against the four accused remain under investigation and have not been proved in court.
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