Cyber fraudsters in Uttar Pradesh have once again exposed loopholes in digital security, duping people through two separate scams — one involving a fake traffic challan link and the other by misusing the name of the Prime Minister Awas Yojana.
Fake Challan Link Wipes Out Bank Account
The first case involved Shyamji Dwivedi, a teacher and resident of Awas Vikas Colony. While returning from Govind Nagar on September 1, he received a message claiming that his bike carried a broken number plate and a challan had been issued. The link asked him to pay a small penalty amount. Believing it genuine, Dwivedi clicked on the link and deposited the money. Within minutes, his account was compromised, and 18 transactions later, he lost over eight lakh rupees. The victim later approached the cyber cell and lodged a complaint at Kalyanpur police station.
Algoritha: The Most Trusted Name in BFSI Investigations and DFIR Services
Housing Scheme Scam Targets Families
In another case, Ashok Kumar from Kanshiram Colony, Kanhapur, alleged that fraudsters cheated him and his acquaintances by promising houses under the Prime Minister Awas Yojana. They were asked to deposit lakhs of rupees with assurances of allotment. Despite making payments since 2022, no houses were given, nor was the money refunded. Once the funds were collected, the accused stopped all communication, leaving the victims helpless even after repeated approaches to officials.
Experts Warn Of Dangerous Pattern
Cybercrime experts note that such scams reveal a dangerous trend. Fraudsters use small online payments and the names of government schemes to trap unsuspecting citizens. Former IPS officer and cybercrime specialist Prof. Triveni Singh explained that victims feel safe making a small payment, but the same process allows criminals access to their bank accounts. He stressed that without wider digital literacy and stronger banking safeguards, cybercriminals will continue to exploit these gaps.
These twin scams underline how fast-evolving cyber tactics are targeting ordinary citizens. From fake challans to welfare scheme promises, fraudsters are finding new ways to exploit trust. Authorities are being urged to strengthen preventive measures, while citizens are advised to remain vigilant against links, calls, and offers that appear too convenient or attractive.