Agra | Police in Uttar Pradesh’s Agra have uncovered an organised cyber fraud network allegedly operating with overseas links, particularly to Dubai, and arrested four key operatives involved in online betting and large-scale digital fraud. The racket is suspected to have siphoned off crores of rupees using fake and mule bank accounts, debit cards and SIM cards. The gang’s alleged mastermind, Monu, remains on the run.
According to investigators, the arrested accused were part of a well-coordinated operation that lured unsuspecting individuals into opening bank accounts and procuring SIM cards in their names. These accounts were later used for cyber fraud transactions, online betting and illegal money transfers. A significant portion of the proceeds was allegedly routed abroad, with Dubai emerging as a critical hub for technical and operational support.
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During the arrests, police seized 72 debit/ATM cards, four Aadhaar cards, 14 mobile phones, 29 cheque books, 37 passbooks, two laptops, 18 SIM cards, and ₹2.16 lakh in cash. Officials suspect that the 72 ATM cards alone may be linked to bank balances running into several crores, prompting a detailed forensic and banking audit.
Accounts opened in names of unsuspecting individuals
Investigators said the gang targeted people across Uttar Pradesh, Rajasthan, Delhi and Haryana, exploiting financial distress or lack of awareness to persuade them to open bank accounts. SIM cards were also obtained in their names, creating a complete digital identity that could be misused without immediate detection.
Once operational, the accounts were used to receive fraud proceeds generated through online betting platforms, phishing operations and other cybercrime methods. The money was then layered through multiple accounts before being withdrawn via ATMs or transferred further, making the trail harder to track.
During interrogation, the arrested accused revealed that all decisions related to fund movement, distribution and overseas transfers were handled by Monu, who coordinated directly with foreign-based handlers.
Technical support traced to Dubai
The probe has revealed strong indicators that the gang received technical tools, scripts and operational guidance from Dubai. These included access to online betting platforms, fake transaction links, account-handling mechanisms and instructions on bypassing banking safeguards.
Police have initiated steps to identify individuals based abroad who were providing backend support. Coordination with central agencies and international channels is underway to establish the full scope of the cross-border network.
Accused caught during ATM withdrawals
Police action followed a tip-off from an informer who reported that members of the gang were actively withdrawing fraud proceeds from ATMs. Acting on the information, teams laid a trap and detained four suspects while they were attempting to extract cash using multiple debit cards.
The recovery of a large volume of banking documents and electronic devices points to the systematic and professional nature of the operation, officials said.
Banks under scanner
As the investigation widened, police detected a large number of suspicious bank accounts linked to the racket. The manner in which multiple accounts were opened and operated has raised questions about possible procedural lapses or complicity at the banking level.
Authorities indicated that bank records are being scrutinised and, if required, concerned bank personnel may be questioned as part of the probe.
Search on for Monu
The alleged kingpin, Monu, a resident of Firozabad, is currently absconding. Multiple teams have been deployed to trace his whereabouts and identify properties or hideouts linked to him. Investigators believe his arrest could lead to significant disclosures regarding the international fund flow, overseas handlers and technical infrastructure used by the gang.
Police have urged citizens to remain cautious of unsolicited calls, online betting offers and fake investment schemes, and warned against opening bank accounts or procuring SIM cards at the behest of unknown persons. People have been advised to report any suspicious cyber activity to the cyber helpline or the nearest police station.
About the author — Suvedita Nath is a science student with a growing interest in cybercrime and digital safety. She writes on online activity, cyber threats, and technology-driven risks. Her work focuses on clarity, accuracy, and public awareness.
