Credit Card Welcome Offer Turns Into ₹19.11 Lakh Cyber Scam

Team The 420
3 Min Read


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A woman employed with a private news channel in Lucknow allegedly lost ₹19.11 lakh after receiving a phone call offering credit card welcome benefits. The victim was reportedly sent a link that she accessed before her mobile phone was compromised and money was withdrawn from her bank account without authorisation.

The incident has been reported to Vibhuti Khand police as a case of cyber fraud.

How Did the Credit Card Fraud Begin?

The complainant, identified as Nalini Gupta, is a resident of Gudamba in Lucknow and works for a private news channel. According to police, Gupta received a telephone call from an individual offering benefits associated with a credit card.

The caller reportedly presented the offer as a welcome benefit and sent her a link in connection with it. Gupta subsequently accessed the link, believing it was related to the benefits described during the conversation. The alleged fraud began with the telephone approach and the link sent to the victim, rather than with a direct request for money.

The incident involved a financial offer that appeared to concern credit card services but was allegedly used to compromise the victim’s mobile phone.

How Was ₹19.11 Lakh Taken From Her Account?

According to the police account, Gupta’s mobile phone was compromised after she accessed the link provided by the caller. Money was subsequently siphoned from her bank account, resulting in an alleged loss of ₹19.11 lakh.

The sequence described in the complaint links the unauthorised financial transactions to the earlier phone call and the suspicious link.

The victim had initially been approached with an offer of credit card welcome benefits. Instead, she allegedly suffered a substantial loss after interacting with the link sent to her.

The case illustrates how an apparently routine financial services offer can become the starting point for a cyber fraud complaint.

The reported compromise of her phone is particularly significant because the complaint connects the incident with the subsequent unauthorised movement of funds from her account.

What Action Have Lucknow Police Taken?

The matter has been reported to Vibhuti Khand police, which is handling the cyber fraud complaint.

The case involves an alleged fraudulent telephone call, a link sent to the victim and the subsequent loss of ₹19.11 lakh from her bank account.

The incident highlights the financial risks associated with unsolicited credit card offers and links received from unknown callers. It also demonstrates how a seemingly attractive banking benefit can be used as a pretext for suspected cyber fraud.