MORADABAD, UTTARPRADESH: In Moradabad’s Kundarki region, a farmer’s attempt to secure a ₹20 lakh loan using falsified documents, including his father’s name on land deeds, was thwarted during a verification by bank officials. The landowner discovered the forgery when bank authorities visited his home and confirmed that no loan application had been submitted. The accused abruptly fled, allegedly calling in a political contact, and now faces police investigation amid growing alarm.
Fraud Uncovered by Diligent Bank Check
The farmer, Jumma son of Ameer Hussain, owns ten acres across surveyed plots numbered 612, 251, and 230 in Abdullahpur village. Authorities at the PNB branch in Bilari flagged inconsistencies in the loan paperwork submitted to secure ₹20 lakh. Suspicion led to a home. On July 31, when the bank manager reached his house to investigate, the farmer said that we have not applied for any loan. Hearing this, the manager was stunned, and he told the whole thing to the farmer and showed the documents, then it was known that the documents submitted to take out the loan were fake, which exposed the fraud. Upon being confronted, the main suspect, also named Jumma and a political aspirant, involved a local politician to diffuse the situation. The suspect and his associate subsequently dispersed, with the farmer’s family reporting receiving threatening calls. Police have initiated an inquiry and interrogated three individuals linked to the case under the jurisdiction of the Kundarki police station.
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Investigation Underway as Authorities Scrutinize Land and Documents
Police confirmed the investigation is active and well underway. They plan to examine the authenticity of the submitted land documents and trace any accomplices or financial beneficiaries. The case underscores the rising trend of document fraud in rural lending and may prompt tighter due diligence protocols by banks and lending institutions going forward.Fraudulent loan applications have become a growing challenge for financial institutions, with such cases often involving fake identity proofs, fabricated property papers, or falsified income records. Authorities believe the accused might be part of a larger network engaged